It’s important to think carefully about declaring yourself bankrupt. Find out more about what it means then talk to a free debt adviser about whether bankruptcy is the best way to pay off or clear your debts. This information is for you if you live in England or Wales only.What’s in this guideSpeak
Find out more about how an Administration Order works and which debts you can use it for. Then talk to a free debt specialist about whether it’s the best way to pay off or clear your debts.What’s in this guideSpeak to a free debt adviserHow an Administration Order worksCan I apply for an Administrat
Are you struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments? Find out about the options available to clear your debts. However, it’s important not to make any decisions on your own – before you do anything, get free, independent expert advice.What’s
Find out more about how a Debt Relief Order (DRO) works and which debts you can use it for. Then talk to a free debt specialist about whether it’s the best way to pay off or clear your debts.What’s in this guideSpeak to a free debt adviserHow a Debt Relief Order worksCan I apply for a Debt Relief Or
A Debt Management Plan (DMP) allows you to pay off your debts at a rate you can afford. Find out more about how it works and which debts you can use it for. You can also talk to a free debt adviser about whether it’s the best way to pay off or clear your debts.What’s in this guideSpeak to a free deb
If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to help clear your debts.What’s in this guideSpeak to a free debt adviserDebt solutions overviewDebt Management Plan Individual Voluntary Arrang
Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it’s the best way to pay off or clear your debts.What’s in this guideSpeak to a free debt adviserWhich debts can you pay off with an IVA?Which debts can’t
If you’re starting to miss some of your bill payments, you might be feeling overwhelmed. Find out how to prioritise and work out which debts to pay off first and get the help you need if you’re struggling with your payments.What’s in this guideWhy it’s important to pay off debts in the right orderIf
A County Court Judgment (CCJ) is a type of court order in England, Wales and Northern Ireland that might be registered against you if you fail to repay money you owe. Find out more about what to do if you receive a County Court claim form. A CCJ is sometimes referred to as a County Court Summons, an
