Written by the Money Advice Service

Help with rent increases, arrears and if you’re struggling to pay

If you can’t afford your rent, or you’re facing a rent increase, there are things you can do. Here’s where to find help and how to speak to your landlord. What’s in this guideDealing with rent increases Help if you can’t afford your rent Help if you’re already behind on rent (in arrears) If you’re w

Written by the Money Advice Service

Help with mortgage payments

Higher interest rates mean many are struggling with more costly monthly payments. If you’re worried about keeping up with your mortgage – or have already fallen behind – there are steps you can take to get back on track.Discover the help you can get now, including tailored support from your lender a

Written by the Money Advice Service

Support for Mortgage Interest (SMI)

If you’re on certain benefits and struggling to pay your mortgage, you might be able to get a loan from the government to help pay the interest – so your usual repayments are less. This is called Support for Mortgage Interest (SMI).What’s in this guideWhat is a Support for Mortgage Interest (SMI) lo

Written by the Money Advice Service

Sale-and-rent-back schemes

Sale-and-rent-back schemes are where you sell your home but continue living there as a rent-paying tenant.What’s in this guideWhat is a sale-and-rent-back scheme?Risks with sale-and-rent-back schemesSale-and-rent-back alternativesIf a sale-and-rent-back scheme is your only optionGet the key factsSal

Written by the Money Advice Service

Government help if you can’t pay your mortgage

If you’re struggling to meet your mortgage repayments, the government could be able to help. You could be able to sign up for the Mortgage Rescue scheme, Support for Mortgage Interest, or other government benefits that might boost your income.What’s in this guideContact your lender firstGet free adv